Pergola financing
Pergola in installments — together with Cembra Money Bank.
You don’t have to pay everything at once. With our financing through Cembra Money Bank, you can spread your pergola investment over 48 or 60 months — transparent terms, a Swiss partner, clear invoicing.
Liquidity vs. Investment
Why paying in installments is often worth it.
A SkyPergola is a major investment. Financing it in installments preserves your reserves and keeps you financially flexible—with clearly predictable monthly payments.
Preserve reserves
Instead of spending CHF 30,000–50,000 in one go, you spread the investment. Your liquidity remains intact.
Clear monthly payments
From day one, you know exactly what your pergola will cost you each month. No surprises.
Deposit freely selectable
Down payment between 0% and 50% possible — the higher the down payment, the lower the instalment. In 5% increments.
We work exclusively with Cembra Money Bank AG—an established Swiss financing partner.
Video consultation
30 min financing consultation
We’ll go through your situation together — pergola request, down payment, term — and calculate your monthly payment live.
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How our financing works
Cembra Money Bank — Swiss partner, transparent terms.
Uniform effective interest rate of 7%. Down payment freely selectable, term 48 or 60 months.
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Interest rate 7% effective Fixed, predictable, compliant with Swiss Consumer Credit Act standards. Not a teaser offer, but a fair ongoing interest rate.
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Term: 48 or 60 months Two clear options. Example: CHF 30,000 with no down payment, 60 months: approx. CHF 594/month. With a 30% down payment: approx. CHF 416/month.
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Deposit 0–50% (in 5% increments) You choose how much down payment suits you. From 0% to 50%, in 5% increments. Lower down payment = higher installment, higher down payment = lower installment.
Calculation example
Free financing calculation example
Tell us your desired pergola price, down payment, and term — we’ll send you a specific Cembra quote by email.
Calculation example will follow within 24 hours.
We’ll calculate your installments based on Cembra terms and send you the calculation example by email.
Cembra Money Bank AG — one of Switzerland’s established consumer credit providers. Loans are granted subject to a creditworthiness assessment in accordance with the Swiss Consumer Credit Act.
7% effective annual interest rate. Uniform—no teaser rate, no variable interest. Details in Cembra’s offer document.
48 or 60 months. Shorter terms are possible upon request, but the standard terms cover 48 and 60 months.
Between 0% and 50% — freely selectable in 5% increments. 0% down payment possible (full financing), 50% as the maximum.
ZEK check by Cembra. Requirements: Swiss residence, regular income, no active debt enforcement proceedings. Details subject to a credit check.
Yes. Under the Swiss Consumer Credit Act, early repayment is possible at any time. Interest will be reduced retroactively accordingly.