Pergola Financing

Pergola in instalments — together with Cembra Money Bank.

You don’t have to pay everything at once. With our financing via Cembra Money Bank, you can spread your pergola investment over 48 or 60 months — transparent terms, Swiss partner, clear invoice.

Video consultation on financing Request a sample calculation
Reply within 24 h No sales pressure Over 1,500 projects

Liquidity vs. Investment

Why paying in instalments is often worth it.

A SkyPergola is a major investment. Financing it in instalments preserves your reserves and keeps you financially flexible — with clearly predictable monthly payments.

Preserve reserves

Instead of spending CHF 30,000–50,000 all at once, you spread the investment. Your liquidity stays intact.

Clear monthly payments

From day one, you know exactly what the pergola will cost you each month. No surprises.

Deposit freely selectable

Down payment between 0% and 50% possible — the higher the down payment, the lower the instalment. All in 5% increments.

We work exclusively with Cembra Money Bank AG — an established Swiss financing partner.

Video consultation

30 min financing consultation

We’ll go through your situation together — your pergola requirements, down payment, and term — and calculate your monthly instalment live.

15 minutes By phone No sales pitch

Kein passender Termin? Request a callback

How our financing works

Cembra Money Bank — Swiss partner, transparent terms.

Uniform effective interest rate of 7%. Flexible down payment, term 48 or 60 months.

  • Effective interest rate 7% Fixed, predictable, compliant with the Swiss Consumer Credit Act standard. No bait offer—just a fair, long-term interest rate.
  • Term: 48 or 60 months Two clear options. Example: CHF 30,000 with no down payment, 60 months: approx. CHF 594/month. With a 30% down payment approx. CHF 416/month.
  • Deposit 0–50% (5% increments) You choose how much down payment suits you. From 0% to 50%, in 5% increments. Smaller down payment = higher instalment, larger down payment = lower instalment.
Request a sample calculation

Calculation example

Free financing calculation example

Share your desired pergola price, down payment, and term — we’ll email you a concrete Cembra quote.

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4.9 / 5 Google review
1500+ Projects completed
since 2020 in Switzerland
24 h Response time

Customer testimonials

What our customers say

"The pergola has completely transformed our terrace — we’re living outdoors now. Installation was neat and done in one day."

Martin B. Zug

"Honest advice, a fair quote, professional installation. We haven’t regretted our decision for a single moment."

Andrea K. Lucerne

"SkyPergola took care of the planning application and everything that goes with it. For us, it was stress-free from the first conversation through to the final inspection."

Daniel S. Zurich
Verified Google Reviews
Financing FAQ

Cembra Money Bank AG — one of Switzerland’s established consumer credit providers. Credit is granted following a creditworthiness assessment in accordance with the Swiss Consumer Credit Act.

7% effective annual interest rate. Uniform—no teaser rate, no variable interest. Details in Cembra’s offer document.

48 or 60 months. Shorter terms are available on request, but the standard terms include 48 and 60 months.

Freely selectable between 0% and 50% — in 5% increments. 0% down payment possible (full financing), 50% as the maximum.

ZEK inquiry by Cembra. Requirements: Swiss residence, regular income, no active debt enforcement proceedings. Details after credit check.

Yes. Under the Swiss Consumer Credit Act, early repayment is possible at any time. Interest is reduced retroactively accordingly.